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Support Home Verification Can I use my household or spousal income? Can I use my household or spousal income? No. Since this is a personal loan, we only take your personal income into consideration. Was this article helpful? 0 1 Related Questions: How does applying for a loan affect my credit? Checking your rate with Fidelity Bank will not affect your...… Will I be eligible for a Loan? To qualify for a loan, all loan borrowers must: Have...… Why was I disqualified? To learn why we were unable to offer you a...…